I’ve been scammed – what should I do next?

So you’re an unhappy victim of a scam, apart from resolving the problem which was covered in the earlier post, what else should you do, and are there any other scams you should be aware of. Let’s look at the latter first.

Scams are not restricted to your computer, they can be “served” to you by phone or by text as well. [They can also be enacted face-to-face with vulnerable people.] The advice is constant and clear …

  1. Don’t give your details to anyone you don’t know – if in doubt say you’ll ring them back
  2. Don’t click on links in text messages (and emails of course) from people/organisations you can’t verify
  3. Don’t immediately answer a call from an unknown number, or a number withheld, if it’s a genuine call the person at the other end will speak; if they don’t, the connection will be dropped.

Then help stamp the practice out by reporting the matter to Ofcom. There are further details on how to report a scam on this page from Which? and this one from Citizens Advice.

Then there’s a UK website “Stop scams” – where you can report a scam by ringing the number 159. It works in exacgtly the same way as 101 (for the police) and 111 (for the NHS).

I would also suggest sharing details of the scam with Which? using their Scam Sharer Tool

By doing this – if you subscribe to their free newsletter – you will help others, and you, become aware of the scams that are current at that time. Here’s an example of what you’ll see delivered to your Inbox.

A couple of useful tools to check the veracity of a caller …

Who called me – a service that returns details of the likelihood, or otherwise, of the caller being a scammer …

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… and Hiya available as an Android and iOS app – which I have to admit I’ve not tried yet …

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So what were the “top” scams of 2024, and what should we expect in 2025? Which? in these two posts reports the past, and predicts the future …

The biggest scams of 2024

Five scams trends for 2025 – unfortunately it’s totally predictable that AI will become part of the scammer’s armoury of tools.

Out with the old … in with the new

This article is a place-holder to the progress of the planned switch-off of the analogue PSTN (public switched telephone network) by 2025, and its implications to all of us, as Openreach moves to implement a fully digital service. It’s a dynamic document that will change over the next few months and the next couple of years so please look back for updates and further information.

What implications might this have for older people?

  • Digital services are not universally good across rural areas
  • There will need to be a solution to the issue of digital services requiring power – what happens if there’s a break in power supply

What implications might this have for people with certain disabilities?

  • It’s been reported to us that certain people with visual problems have been experiencing difficulties in the Salisbury pilot area with the withdrawal of the 1471 service, with call-back not working, and with needing to install a new phone number

Here’s a link to the Progress Openreach has reported by January 2022. Much of this is very technical, so some of the following information might be more readable.

Here’s a briefing from BT on the project; and an update on what’s happening in Wales forwarded to me in my role sitting on the National Pensioners Convention. Which? have also published a briefing on the subject which I encourage you all to look at.

I’ve also written the article below, which will hopefully appear in the latest Cardiff u3a magazine …

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Ring, ring: Ready for the big ‘phone switchover?

Only three years until 2025 when all telephone providers will do the big “switchover” moving landline customers from the country’s traditional telephone network to digital technologies and analogue services are finally shut down. 

Though BT published a timescale back in 2019, many older people’s organisations have expressed concern that the public have not been given enough information about the Public Switched Telephone Network (PSTN) moving to Voice Over Internet Protocol (VoIP), what it really means and how it could adversely affect older and vulnerable people.

Among them is the National Pensioners Convention (NPC), which represents 1.5 million members in Wales, England and Northern Ireland. 

Among the big questions is what happens if there’s a break in power supplies and people need to access emergency services – because the new system will run off broadband – and handsets will have to be plugged into an electricity socket.

Providers say solutions will be found – which will include the provision of emergency battery-powered backups for phones and routers.

This scenario became a reality last November when Storm Arwen hit the UK, causing widespread power outages and left 9,000 homes without power for more than a week.

Jan Shortt, NPC General Secretary did interviews with Talk Radio and other stations, and heard from affected listeners.

She said: “They raised the issue of not being able to charge mobile phones and other devices and therefore not able to summon help. It is clear that the majority of the population had not heard of the digital switch.”

In January Ofcom held an online public meeting to give an update on the “switchover” rollout throughout the UK and provide an opportunity to ask questions.

Jeff Richards, an NPC Wales executive member and a retired Swansea BT engineer, attended. He said: “Unfortunately they did not answer any questions that I raised regarding vulnerable customers nor anything on power supply. I felt that my questions were merely swatted away.”

BT have agreed to meet the NPC to address their concerns – which include, who will pay for the battery packs (some around £160) – the customer or provider?

Virgin Media has already promised that vulnerable customers with “accessibility needs or don’t have a mobile phone” will be given an emergency backup line at no extra cost.

Unsurprisingly, customers in various areas have reported teething problems as the system is being rolled out. For example, people in the Salisbury pilot area with visual problems have experienced difficulties with the withdrawal of the 1471 service and the need to get new phone numbers. 

Hopefully, in the three years left of the rollout, teething problems will have been sorted. But be prepared: only an estimated 1.5million out of 29million landlines have so far been converted – and one day those old phones will stop ringing!

For further information:

Jenny Sims is a Cardiff U3A Computer Group Member, Chair, NPC’s Digital Working Party and an NPC Wales Executive Member

So you want a new laptop? [from Which?]

How to buy the best laptop

Five crucial questions you need to ask to find the perfect laptop.

With hundreds of models to choose from, you’ll want to a laptop that ticks the boxes and will last the test of time. One of the biggest decisions will be how much you want to spend – what many don’t realise is that if you’re after a good all-rounder for day-to-day tasks, it doesn’t have to be a lot.

We award Best Buys to our top-performing laptops, and our cheapest Best Buys costs less than £500. Plus if you’re willing to compromise you can find good models for as little as £150.

Top five questions to ask before buying a laptop

Before you start shopping for a laptop, it will help to know the answers to the following five key questions.

1. How much should I spend on a laptop?

  • Less than £200 – Intel Celeron or Atom processors, 2GB of Ram and 32GB of storage. Won’t be particularly fast, but fine for note taking and browsing the internet.
  • Less than £400 – Intel Pentium, Core i3, AMD Ryzen 3 and 4GB Ram. Fast enough for web browsing and research work. Aim for a Full HD screen and an SSD if you can.
  • Less than £600 – Intel Core i5, i7, AMD Ryzen 5, 7 and 8GB of Ram. Should be ideal for photo editing and some light video work. Look for a thin and light design, a Full HD screen and an SSD.
  • Less than £800 – As above, but in increasingly high-end designs. Look for great battery life on premium ultrabooks.
  • More than £800 – Some stunning designs, great screens and good speakers. High-end laptops will suit more intensive tasks, such as video editing or playing games. You can buy Apple MacBooks from £950 and above.

2. Operating system – what type of laptop do I need?

There are three major players when it comes to the software (operating system) your computer runs on. Windows, MacOS, and ChromeOS.

Buy a Windows 10 laptop if…

  • You prefer the familiarity of Windows
  • Have specialist software you can’t live without
  • Want a big variety of laptops to choose from

Buy a MacBook if…

  • You have a budget of at least £950
  • Value longevity and build quality
  • Use other Apple products, or are happy to learn a new operating system

Buy a Chromebook if…

  • You’re on a budget
  • Value simplicity
  • Don’t mind working in web-based applications

3. How powerful does my laptop need to be?

In short: If you need a laptop for light use and note taking, look for Intel Pentium or Intel Core i3 and at least 4GB of Ram for a great experience. Go for Intel Core i5 and i7 and AMD Ryzen 5 and 7 and at least 8GB of Ram if you’re a heavy user. Look for dedicated graphics from Nvidia and AMD if you want to game.

Processing power really matters if you’re planning on using a laptop for photo or video editing, or are otherwise a very heavy user, opening lots of programs and browser tabs.

When looking at laptop processors, you’ll see two main specifications beyond the product name: clock speed (measured in Gigahertz or GHz and number of cores) and Ram. Think of clock speed as the speed limit on a road and the number of cores as the number of lanes. As on a road, depending on traffic conditions – the tasks being done on your computer – a road might see a greater benefit from more lanes or a higher speed limit.

In the simplest way possible, more of both is better, and all of our reviews describe what sort of tasks a laptop is good for.

Think of Ram (Random Access Memory) like a desk and your hard drive like a filing cabinet. You pull files out of the cabinet and it takes a while, but once they’re on your desk, you can reach for them instantly. The same is true of Ram; once you have loaded a file from the hard drive, it’s now in the Ram and can be accessed almost instantaneously.

The bigger the desk you have, the more items you can access more quickly, and the same goes for Ram. Most mid-range laptops come with at least 4GB of Ram, and we’d tend to recommend 8GB for people who are heavy web users or usually have lots of documents and pictures open.

You can manage with less, but you’ll have to rein in your use. If you fill up your Ram, some of the things you’re working on will be moved back to the hard drive, making things feel a lot slower.

Some cheap computers come with 2GB – this is usually fine on a cheap Chromebook, but some Windows 10 laptops will struggle.

When you close a program or file, it is removed from the Ram and makes room for other things to be accessed immediately. This is part of the reason why closing programs you aren’t using can make your computer faster.

4. Screen – what size and resolution of laptop display do I need? 

In short: Unless you have a very low budget, don’t settle for less than Full HD, no matter the size.

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A laptop’s screen is one case where bigger isn’t always better. If you want a longer-lasting battery and a more portable device, you may want to go for an 11, 12 or 13-inch display; most of these will weigh between 1kg and 1.5kg.

The largest you’re likely to see is 15 or 17 inches, with weight increasing to around 2kg to 3kg.

Most machines on the shelves now have a Full-HD 1,920×1,080-pixel resolution display, and high-end models can have even sharper screens with even more pixels up to and beyond 4K Ultra HD. Generally, the higher the resolution, the sharper the picture.

Only cheaper laptops should have a lower screen resolution of 1,366×768. This is fine for most people, but if you like to have lots of items on screen at once you’ll prefer a higher-resolution display.

5. How much laptop storage do I really need?

In short: Go for an SSD unless you really, really need more storage at all times. Storage capacity, measured in the size of the hard disk drive (HDD) in gigabytes (GB) or terabytes (TB, equal to 1,000GB), determines how many things your PC can hold.

Documents, photos, music, movies, programs – they all take up space. Bigger is usually better, although solid-state drives (SSDs) are often more expensive for considerably less space. This is because they load much quicker and are completely silent.

We’re also seeing a lot of cheaper laptops (including Chromebooks) carrying eMMC (embedded Multi-Media Controller) flash storage, which is slower than SSDs and gives you very little storage space.

If you cleared out all the stuff on your computer you don’t actually need, how much space do you think you’d have? How much do you have now? Check ‘My Computer’ if you’re using Windows to gauge how big your next laptop’s storage needs to be.

Laptop battery life: manufacturer claims vs reality

In short: Manufacturer battery claims aren’t useful unless you’re only comparing models from the same brand. Use our reviews to get the full picture. Manufacturers often make heady claims about how long their laptops’ batteries last. Our tests ignore the manufacturer claims and involve multiple battery rundowns while simulating web browsing and watching videos.

If you’re buying a portable laptop that you intend to use when travelling or on your commute, make sure the battery life is at least six hours based on our reviews. We’ve tested some models that last for more than 10 hours before they need recharging.

But we’ve also found companies claiming 10 hours of battery life on average, while our own tests found 6.3 hours was closer to the mark.

Battery stamina on large, desktop-replacement models won’t be as crucial, as they’ll almost always be near a power socket, but we still mark them down if they run out of juice in under four hours.